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@dreamingmoon Yes, this is exactly something that came to my mind as well, I considered the risk aspect when reading through the post, And to be perfectly honest, it seems like a very safe, risk adverse position to be in, I would go as far as to say better than most. The debt on the asset is...

@nauq What reason do you have to sell? The asset has appreciated. It will continue to appreciate. It supports most of the cost in holding the leverage asset. Your parents wanted to help you purchase and presumably understand that something like that is a long term lend, start to pay it back...