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    Toggle insurance (which has been absolute crap btw) has totaled my newly paid off 10k prius over 8.5 k of damage. What do I do?

    @amu 1- ahh, militarized state violence under the guise of protection. Still, got fix it. I'm glad it's paid off. That puts you in a much better position to get another vehicle. There's repair manuals that specifically list labor time for all mechanical and body repairs from every...
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    State Farm Fined $4 Million by Montana Insurance Commissioner related to Private Passenger Auto Claims.

    @onesmus Their clients think their agent is special. But like a computer can also bind your policy so that works.
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    Us “poors” can’t get a real doctor anymore and finding a NP isn’t easy either.

    @teelea68 Correct. Medicare funds physician residencies. You must complete a residency to work independently as a doctor. NPs can have good or bad degrees and some schools don't even supervise their rotations. These means NPs are much cheaper. And thus medical groups love them. It also includes...
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    State Farm Fined $4 Million by Montana Insurance Commissioner related to Private Passenger Auto Claims.

    @tylerr You should have reinforced your garage with concrete walls.
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    Pet insurance big hike in payments for renewal this year

    @jocelynvenus Dogs are more likely to get sick the older they get. That sounds similar to what mine did in the US tbh.
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    Do urgent care visits go on your medical record?

    @blueberrycake Those plans are not normal health insurance. They just pay for a set list of items or diseases that you hopefully won't get. You need to get a real major medical plan, either from work, Medicaid or the ACA market place. Especially bc you need your liver checked out if you say...
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    Do urgent care visits go on your medical record?

    @blueberrycake Did UHC do a medical underwriting? Or did you sign up for an ACA plan and get a tax credit? What sort of plan do you have? Either way, you NEED to get some liver labs like yesterday. I'm really glad you're changing things up. You only get one liver and alcoholics that still...
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