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    Whole life policy cancellation

    @harris316 Can you believe that an agent sold whole life policy with less coverage than the term policy For 10 TIMES THE PREMIUM. RUN FROM ANY AGENT THAT WOULD DO THAT
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    Don't Compare to the S&P

    @jeshurun1111 65 was pretty tough, you got this!
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    Can some explain like I’m 5?

    @tannerking1 Do not buy IUL, WL, VUL, or UL. Get the longest level term policy in the amount you need. Most life insurance agents are trained to sell high premium low coverage amount policies. There are so many options to accumulate wealth, so only get life insurance for what it is designed to be.
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    Don't Compare to the S&P

    @jeshurun1111 Who are you asking? As for me I have Series 6, 63, 65, 26, life/health, property/casualty, and mortgage loan originator licenses. You?
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    Does paying off debt with low interest rate even make sense?

    @gloriouslight You definitely have a great loan, but a loan none the less. So what I would do in order is this: ' build a huge emergency fund of up to 12 month expenses 'Pay off all debt except home 'Run a retirement planner to see how much you should be investing to have an awesome retirement...
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    Don't Compare to the S&P

    @evanburnside12 If you dollar cost average during that period you would have been rewarded!
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    Life insurance

    @kittyb Just get a 35 year level term and forgot the other options.
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    Build Tables & Term Life Advice

    @gunslinger3 What State are you in?
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    Life insurance

    @kittyb Don't fall for return of premium term or iul. Get a 20-35 year level term( depending on what your immediate needs are and how you are doing toward becoming debt free and financially independent), then build adequate emergency fund, Max out Roth IRA'S, pay off house before age 55 -60...
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    CANCELLED OUR IUL THAT WAS SOLD BY A FRIEND

    @daniel Who would recommend a $1,000,000 life insurance policy on a 5 year old?
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    Question on Universal Life Insurance

    @clark_kent You need to get level term insurance and get rid of this policy. If you call the actual insurance company, ask them to send you a guarantee in writing that you can stop paying in whatever year your age told you. You will see that they can't do it.
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    CANCELLED OUR IUL THAT WAS SOLD BY A FRIEND

    @jane3322 Perfect! Max the Roth, have emergency fund, pay off debt, then pay off mortgage. Live free!!! Just get level term if you need protection!!!
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    CANCELLED OUR IUL THAT WAS SOLD BY A FRIEND

    @aatif You can have investments in your Roth that have little to no risk if that's what someone wants. You don't have to buy ripoff IUL.
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