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    Should I opt out of my 9.8% NHS Pension for one year to help pay off debt

    Hi, I’m a 23 year old earning £42k working in the NHS. I’m in a relatively comfortable financial position apart from the fact I have around £6000 in credit card debt. I have recently transferred the balances of two credit cards to a zero interest card (12 months) to make paying them off easier...
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