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    Do insurance companies honour their commitments when the payout is high or the illnesses is recurring?

    @liquidgass For PED? Trying porting with PED. Either you’ve to wait again, or premium is loaded, or you simply get porting refusal. And if it is found that it was PED it would be a flat out claim rejection. This 8 year moratorium gives a bypass from this rejection — they simply are not...
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    Do insurance companies honour their commitments when the payout is high or the illnesses is recurring?

    @liquidgass Can you please share the link of the 8 year rule from IRDA site? I was confirmed by both Beshak and Ditto. Think of it - it makes sense - there was a disease that let’s say Care Insurance ignored or wasn’t informed of and after 7 years in 8th year it was ported to Ergo and then...
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    Do insurance companies honour their commitments when the payout is high or the illnesses is recurring?

    @liquidgass I meant if you port that 8 year thing gets reset. That’s what I meant. So if they ported it was reset. And Govt policy? What do you mean?
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    Do insurance companies honour their commitments when the payout is high or the illnesses is recurring?

    @resjudicata This is if you don’t port in those 8 years. If you port - the count gets reset.
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