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@rukado Nice one! Good work getting rid of that mortgage!

@rukado That’s good- thanks. I’m actually pretty relaxed about the mortgage level. My partner will start earning properly again in a year or two and I think my salary is sustainable. We can ride out the rates and then get on top of the actual debt as we go. I’m terms of investing- I am not a...

@laura_d Thanks. That’s a great way of thinking about it.

@bearpat I was a senior subject matter expert in an area. I was then lucky to get to lead a team. Then got given a few more teams and the role just kind of grew organically. If I’m honest it’s a combination of hard work and luck. Right place and time, and because I was enthusiastic and get on...

@anniejey Hey, rather not say sorry because there’s only a handful of jobs in my field.

@kpec3arrival Ex-professional services now GM in a corporate. It’s a challenging job but I love it.

@vobble Funny you should say that. I’m literally reading The Power of Full engagement in a cafe right now as I juggle the same thoughts. Building during COVID was tough with a young family and the job has grown so it’s been a challenging couple of years. For me the question is whether I love...

@blessedisshe Thanks very much. That makes sense to me. The thing I keep thinking about is the common advice to be balanced and always be investing/saving. At the moment it just feels like it doesn’t make sense for us.

@las_mee32 Yeah, you’re right. Borrowing to invest in stocks feels like a terrible idea right now.

@las_mee32 That’s right- it’s the P that I’m not paying that frees up cashflow. I would prefer to pay down more P but I’m not a finance expert (by any means) so I’m trying to work out how to balance everything.

@fola That’s legit. I think the strategy for me is pretty clear. Thanks very much

Looking for genuine advice. I (35) and my partner (38) have two young kids and salaries of $270k and $42k respectively. We have a $1.5m mortgage on a house we built (finished last year) worth c. $2.3m with current repayments of c.$1,800 p/w. Most of the loan (75%) is currently interest only on a...