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@wisefly Ahh so I guess you're using ASB financing. To be honest I will never recommend loaning money for investment especially in this recent years. By using dividend to roll back money do you mean using your dividen to pay the monthly loan? Not especially a wise choice because you lost...

@seekerofhope why so fishy this company, You aren't entitled for "Manager" title because lack of experience. But, You'll be working as a manager You're offered lower salary because you aren't a manager and just a site engineer but You'll be doing manager jobs. nope, nehi, fishy company...

@orthodoxokie Just put into ASM while the quota still there and half of it in FD. You'll further your study, FD could be use as emergency cash. ASM just let it cooked in there.

@victoriousnikky ohh that explain it. Piece of advice, maxed out ASB and ASB2 (this quite optional actually) and you can try robo-adviser, less hassle and bigger interest rate for you. I'm on Wahed if you looking for referral code. Some cash rewards for using it. For risky one, I would suggest...

@victoriousnikky I would personally recommend to max out 200k ASB first. It's the most stable investment after all. and, what kind of peanut are we talking here? 180k in saving is astounding for peanut pay.

@ineedadvice101 what you smoking bro? give us some too