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@bea1271 Thank you! I have taken finance classes but it’s been a tiny bit so I forget the details.

@hopelite Oh really? Why 5? Also isn’t current inflation like 8, so 5-8 is -3? I’m confused

@bea1271 My biggest question is why discount it at 8%? It’s not like the 10 year treasury is yielding 8% and inflation won’t be 8% a year for the next 10 years either