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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @ale4614 A more user-centric model is available in many eu countries, for example Estonia. Doesn't matter where you work, you control the 2nd pillar investments. I personally support your idea fully as it would also clean up the mess when switching jobs, taking a sabbatical etc. As you don't...
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