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@rickel Call them tomorrow. Hopefully it’s an easy fix like sending in your registration to show proof of insurability etc. I hope it works out for you :) if not try a bigger company like State Farm, Allstate etc. talking to an agent we let you know exactly the reason for your rates. Just step...

@rickel Have you been licensed 3 years?

@rickel I’m not sure what could be going on. I would contact your agent for a reason why (ex. Maybe you have a license suspension?)

@rickel Mercury should be renewing. Do they have a copy of the registration showing it’s in your name? Do you have a good payment history? All other drivers not listed on your policy are excluded? Allstate is still selling and you can buy it for the day you need it but it’s 2 months down...