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@estherthehappygirl Thanks. I don't believe in the govt rate of inflation(7%). Its much higher than that (around 12%) if you don't have a house or much lower if you live in a small city. Also, for those who plan to retire (at any age) need to have a multiple streams of income coming in (along...

“Compound interest is the eighth wonder of the world. He who understands it earns it… he who doesn’t… pays it.” - Albert Einstein this is a great calculator with chart - https://www.hdfclife.com/financial-tools-calculators/compound-interest-calculator Example One - Ajay, 23 years old, just...