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@greg1234 Good point, but the claim is that NeighborA's intentional, malicious actions (filing false police report, lying to investigators) resulted in criminal charges getting filed, thus causing legal fees to defend the criminal charge.

@bfastpool good points...I would assume most all regular Home Owners Insurance policies read the same...."bodily injury" and "property damage"...not legal fees. I'm curious what an Umbrella Policy would generally read? still just those two or does it expand to other liabilities? And then...

Got a question.....stick with me, its a bit odd. Let's say two neighbors are constantly in conflict with each other. Neighbor A calls 911 on the other, making a false claim about something....let's say yardwork along a property line. This false claim results in the Neighbor B needing to...