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@heisking A mix of some big banks and local banks. Using lending practices like that in Seattle has been the norm for a while. When it first became prevalent to use RSUs as lending qualifications, you could see a huge jump in home prices. Anytime stocks do a big increase, you routinely see homes...

@heisking We’ll see if they are being more conservative with salary/mortgage payments this time around. I have my doubts. We got approved for a crazy amount because they said we could cash out retirement accounts if needed. One loan officer told us we could get mortgage with 90% of take home...