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  1. J

    got hit in accident not at fault i have no collision coverage

    @hopefulchristiana Understood! Unfortunately that limits your options for the moment... Best course of action in the long run is to be persistent, annoying even, to get that report. You are entitled to those reports, do you have a reference number? If you live in a county that provides public...
  2. J

    got hit in accident not at fault i have no collision coverage

    @hopefulchristiana I'm confused, you all waited in your cars until a police officer told you to wait in your cars? Or there was an officer on scene?
  3. J

    got hit in accident not at fault i have no collision coverage

    @ifitry Not when discounts are considered, this is commonplace in the insurance industry. Most offer tiered discount structures in correlation to driving experience since occurrence. I hope this helps add transparency to your premiums! At your next renewal, take a look at the discounts. The...
  4. J

    got hit in accident not at fault i have no collision coverage

    @hopefulchristiana Phone number? Any form of contact from the other party? Unfortunately you're cornered into a rather less than ideal situation. Your last resort should always be filing it through your insurance. If you don't have their info, handle it outside of insurance. Regardless of what...
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