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@eddified May want to just ask your insurance agent to quote a similar car. Depending on your age and the car. It could be way over 200 bucks to insure.

@michaeldavis I'm absolutely the minority in this thinking, but 401k savings are still pretty liquid. You can loan yourself cash, tax and penalty free. Where you pay yourself the interest. Even if worse came to worse. Tax +10% isn't that bad. You should never loan against it, but it isn't...