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@gqbindc Yes, another friend of mine reached out to BDO to negotiate the interest rate instead of payment to principal

@dstrattenfan Meron pero small amount lang, halos equivalent lang sa 1 month interest. But better check with your bank if magkano penalty kung magfufull payment na kayo

@dstrattenfan Yes, just coordinate with the loan team ng bank kung kelan kayo magbabayad and par mabigyan ka din ng idea ng remaining balance mo

@user94 Same for us, ero nag ready kami, we did a lump sum payment upon expiry nung fixed interest. We borrowed from friends but we were able to pay our friends within 2-3 months din.