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@skepi22 Same, but my 6 bucket accounts are all offsets.

@ericakuhl89 Spare me the violin please, it’s not that hard to be able to avoid bank fees.

@ericakuhl89 Sorry, but your take couldn’t be more wrong if it tried to be. Not a single bank fee incurred. Why do it manually in a spreadsheet when I can do it in the source where the money sits… All of the accounts count towards my offset and I don’t pay bank fees for any of them. I have...

@ericakuhl89 For me it just makes it easier to earmark funds for what they are to be used for - In my case: 1 main account 2 emergency “do not touch” savings 3 savings for big fun stuff like cars 4 savings for small fun stuff like holidays 5 savings for long term stuff like the kids...