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  1. J

    Insurance x HMO

    @wendy1 Magkaiba purpose ng life insurance (term or vul) sa HMO. HMO is for hospitalizations like confinement and medical procedures. Life insurance in it's purest form is money for your beneficiary. Now, if may rider like critical illness, that's only coverage for major illnesses and not for...
  2. J

    I need your advice & guide

    @resjudicata Paki define yung "nagsisimula" Like fresh grad who just got a work? Usually kumuha ng insurance if you have something to protect. For example, breadwinner ka na may umaasa sa income mo. Definitely, highly recommended kumuha ka ng life insurance. Pero if wala naman. Okay na muna...
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