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@ebg I’m sure there’s a reason I was asked if I had any more coverage beyond what the other party knew about, and that was to see if they could go after more. I don’t know if I can get the results for you, though.

@buckyboy in Louisiana it's so bad, the insurance companies just give up and pay policy limits to anybody. bump into someone at 1mph and put a tiny dent in the fender, policy limits. It's why insurance is insanely expensive in the state.