@rezene First thing if you already considered loan while calculating your term plan then you should invest this amount. Cause at one side you'll be decreasing your liability in systematic way and the same time you're creating new asset by investing surplus elsewhere.
For your query regarding...
@rezene I was loan officer earlier so let me tell you my perspective on Housing loan if you have insured your loan then it is wise to invest the surplus in stock market (read it "index fund") in this case the intrest you'll be paying will be covered by the cost appreciation of the property you...
