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@brotherbeedo15 Thanks for your input. I did try to narrow the scope so it would apply to the average joe but I agree it would be useful to include other sources of income. However, adding income from rentals and other less liquid investments also raises new questions and complexity such as...

Hi everyone, I see on these subs a lot of questions about retirement planning and whether they will have enough retire by a given age. It seems most people are relying on high-level rules of thumb such as a using withdrawal rate of 4%. For such an important question, we should understand some...