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@resjudicata Yes aware, 4-5 lac to family rest is given as loan to govt job holders so monthly/qtry collect the interest. It's a calculated risk.

30M, unmarried. IT guy in Bengaluru, Income 1.9L take home. Bought car worth 15lac.11lac loan pending. MF- 4.5lac, Stocks -5lac, SGB- 40 gram, Lended to friends n family - 14 lacs, Edit: this money is 98% safe. This is distributed to many people with different rate of interest in the range...