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@helptheman Sorry I should have clarified the majority is in short term T-Bills at the moment, you are 100% correct

@kahsdfdhdhka What about someone with gross 135k, no debt, 120k cash, 100k invested, with currently only $600 monthly costs (food, utilities). Still a good time to buy a $500k max home. I’ve ran some calculations and seems a little house poor? or am i overthinking jt