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@gowdy I will be working in a field where PSLF is an option, though many therapists I know have stopped midway through their 10 years due to burn out. 20k of my loans can be forgiven in private practice so I take comfort in that.

@chunhe889 I really appreciate the advice and information. I know things are going to be tough but feel sure that I’ll be ok as long as I get into a good paying position. I joined the personal finance sub as well so now just have to put all the advice to use!

@chunhe889 The student loans aren’t out of deferment yet since I’m still in school, but I believe they range from 7% to 9%. I’m going to be an associate licensed marriage and family therapist and from my understanding self employed under a 1099 is common in the field. One option I’m exploring...

@chunhe889 I’ve been considering a Roth IRA but from what I’ve researched, I can only put 7k or so in it per year. Is that right? I’ll be a 1099 contractor after I graduate, would a Roth IRA be the best place to put my retirement money at that point or would I still want to add to my 401k once...

@fullofspirit That’s very insightful, thank you!

@eu1er I appreciate the advice, thank you!

Edit: thanks for all the advice! I’ve got a pretty good sense of direction now. ❤️ Not sure if this is the best sub for this, but I’m not too familiar with any other finance subs. I recently received 10k and am not sure how to invest it or what to do with it. I’m hoping those who are more...