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@davidgarcia Hey Erick, Which part do you believe is false? We can both come to the conclusion that if you supersede the cash value of the policy by taking a loan out, it will lapse. But the direct correlation between your death benefit dropping because you take money out/withdraw money is...

@jas9108 I’d love to help you decipher what’s going on here. What you were pitched is a Standard 30 Year Term Product, with annual renewable capabilities at the end. This way, you are able to continue with the same death benefit/policy, with a rocket launch of jump in cost. This is something...