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@gelacy They waive the fee for the first year, and ongoing with $5K balance in a chequing account. Only way it makes sense. Opportunity cost though. They might have doubled it on their regular free cash back Visa too, but the % obviously lower to begin with.

@gelacy By the way TD recently bumped their cash back card (Infinite Visa, maybe others?) to give double on Skip, Uber eats and some others as well as Grocery delivery. So that would be 6% for grocery store delivery and 2% for third party food delivery. Until August 15th