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@proverbsman86 Always use the official site only: https://www.healthcare.gov/ Many states have their own sites and it will redirect if that is the case.

@codygm Lifeline and ACP are two separate programs, they can be used apart or together. In my area if you qualify for SNAP or Medicaid you also qualify for a special electric rate, saves about $40 a month. In NYC income under $18,072 gets half price MTA fares "Fair Fares NYC".

@jarkody Starts in 2024 if it goes through, which it almost certainly will. The Federal government need to approve the waiver. NYS passed the change last year.

@brighter Didn't read it all, good to know.

@jarkody Essential Plan goes up to $29K and has a $2K max OOP and a $0 premium. Next year it goes up to $36.5K, 2K max OOP, and $15 premium over the $29K level. https://info.nystateofhealth.ny.gov/sites/default/files/NY%201332%20Waiver%20Application_5.12.2023.pdf

@brighter Dollar Tree has $1.25 toothbrushes.

@stlwalker Medicaid is open all year. If monthly income is under $1,732 you would qualify. Unlike the ACA plans which are based on calendar year, Medicaid is monthly based so previous months do not count against you.