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@collegedude Not even challenger/startups Virgin money was previously Yorkshire and Clydesdale banks, in turn owned by National Australia Bank. Northern Rock also merged in at one point. Hence their accounts are across a mess of legacy systems that don't talk to each other. Virgin Media is...

@dwssr2 This is quite a complicated situation, you want to prioritise paying off that Credit Card, because the interest is continually building. You will start to lose your 0% overdraft after you finish your masters as you will transition to a graduate account - most banks will reduce the size...