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@keepitsimple144 Hmm yea, Im already sharing the space so its 20k per room and on top of that the groceries and utilities :/ is making me hesitant. Perhaps I could bring down my SIPs and then try to slowly increase my take home by switching or appraisal? Hurts to thinks this though lol

@pips Makes sense

So I’m (22) planning to move out because I hate hate hate being at home and there is no mental peace. I think I’m wasting crucial time in life on the travel to work (1 hour +) and I could save the time and actually do things I need to do (study, side hustle, gym). I found a really nice place...

@pawello Eli5, interest rates on home loans are floating right??