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@pentecostal1ness I'm actually game for getting memorial plans. Had a recent death in the family and we scrambled a bit for cash to pay for the service. Didn't know it was so expensive to die (morbid as it sound). This one's a great suggestion. Thank you!

@moonlit I don't have one yet eh. :( But I know Sunlife offers so might as well ask the company I already have history with. Sidenote, totally agree with you! FAs seem to have no answers all of a sudden when asked about term insurance. It reveals what they're really after, I guess? :(

@juaner Got this. Will ask my employer tomorrow about our HMO coverage. Thanks! Also starting my emergency fund. The goal is to have an EF that can cover 3-6 months worth of expenses, right? Or is there a more ideal amount?

@juaner I'm currently employed. Upon regularization (in three months), I'll be given HMO. Will this suffice?

@dokimas Thanks for this, lifeohhumbleservice! Heard a lot about St. Peter's as well, and I also share your concern on yung pagka-tie nung plan sa mga chapels nila. I think best option now is PhilPlans. Haven't heard much, but with thew ay you described it, I think I'll look into it some more...

Hi, everyone. Is it wise to invest on a memorial plan? If so, do you guys recommend any memorial plans for me? Wrote down my financial stats of sorts below as a guide as this might factor into the recommendations. And what’s the best payment plan (annually, bi-annually, quarterly, monthly)...

Would just like to ask if getting life insurance is beneficial for those (like me) who don't really plan on having a family? I know I don't control the future and baka naman I find the right person to start a family with... But as for the immediate future, it isn't really my plan to get a...