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@zombimansimp Yes, we have two kids under 5. It's a tough adjustment financially from DINK life. We both work full time, but are lucky that we only need paid child care 3 days a week due to family nearby and my teacher schedule and my wife's work from home flexibility. That's cool that you have...

@zombimansimp No childcare costs? If you end up needing daycare, you will need to cut costs on going out and shopping or that monthly cushion is gone. Looks to me like your budget needs to adjust from DINK life.