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  1. H

    Are we living above our means now that my spouse is staying home with the baby?

    @aballa I would challenge you a little bit on that perspective. You're already going to have to be putting in the same level of effort to maintain, deal with a tenant, etc. if you charge cheap rent from charging fair marker rate and adjusting year over year. If you are saying that you are...
  2. H

    Are we living above our means now that my spouse is staying home with the baby?

    @aballa When you day you clear $200 on the rental, is that post-maintenance costs, or only after subtracting the mortgage principal and interest and property tax? The $200 margin seemed pretty low to address maintenance items on the rental when they arise. You said you weren't as concerned...
  3. H

    Are we living above our means now that my spouse is staying home with the baby?

    @aballa Is the healthcare you have only premiums for health insurance or something additional post-tax? Are you including any HSA contributions in that total? What do you include in household essentials? Cleaning service would be where I'd look to cut something if you wanted to dial back a...
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