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@claire96 Yes, correct. This is what I do. Do transaction via AMC and import via CAMS. But I do maintain my own excel. I don't dependency on single platform.

@karenhampton wow, I thought I was the only unlucky one! I had the same problem as you with Kuvera, but on 22nd Feb. Stupid of me thought it's a one of glitch and payment would automatically reverse so I went ahead and redid the same transaction again to get the same error once again! I had to...

@cn17 I too have an account with RBL Bank and I don't like their internet banking. For lot of things, they ask you to visit branch straight away. Eg: FATCA declaration.

@hamer One can invest in IVV which has tracking error of 0.01% and MER of 0.03%

@hamer awesome, thank you!

@hamer Can you show that calculation? I still can't understand how MER of 0.02% become TER 0.72%

@hamer How did you arrive at 0.72% TER for Option 2?

@crixus123 I am gladful for all the things I could learn from my mistakes during this crash.