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@exsoldier Care to explain?

@glitterfloozy Simple portfolio of S&P500 ETF, Gov Bonds ETF and Gold ETC. The longer the term, the more weight on S&P 500. Deposit into it monthly and use it to rebalance (never sell for rebalancing!).

@knowhisjoy77 Sorry for the question, but why save so much money in low interest short term? If you already have €50k liquid why not invest the rest in a long term portfolio that’ll get more than a measly 4%?