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@keeley120 Arrears is just one of many situations where a loan can be split. Provincial and Federal governments don't always agree on policy, so when there's a conflict sometimes the integrated loan is split so the benefit can still be applied to the portion that allows it. I just wanted to...

@keeley120 All Ontario loans issues after 2001 were integrated loans (Canada-Ontario loans in one). But sometimes these loans are split afterwards. For example, there's some programs which applies to federal and not ontario and so the loan is split (federal to the canada only loan, ontario to...