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@orm97 Thank you. I'll be getting the kid medicaid. I can't take a pay cut from $25/hr in a very high COL area or we won't be able to eat. I can take a second job. I will not, however, be addressing this very serious issue because I have attempted to address it about 100 times in 100 different...

@foreverthankful Maryland. I earn/will earn too much, since it seems to be a gross income thing and the gross income

I need to stick to the facts here. We're in the USA. H and I had both been out of work for about a year. Health insurance was through his work (I was a contractor/freelance). After he was laid off, we paid for very expensive COBRA coverage for us and our kid, via his former employer...