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@taylorjr94 since 2015, currently, most people who have excess SGD and doesn't have the appetite to invest in risky stocks will buy SSB (Singapore Savings Bond). Most people I know of now will buy SSB, T-Bills if their SGD money is not in stocks. Im not sure what happens before 2015 on where...

@taylorjr94 anywhere you like except FD. no one stores SGD in banks, because as you said, the FD interest rates are pathetic. Some put into CPF (risk-adverse people). Others probably put in stock markets, either locally or overseas. It is very easy for Singaporeans to invest into overseas...

@taylorjr94 As a developed country + regional financial hub + tax haven, SG can keep their interest rates low and YET still have net money inflow to the country (due to booming net exports + demand for services in SGD etc). This appreciates the SGD currency. During 2010-2020s, Singapore doesn't...

@griffithjose a 750k property has to be 3-bedroom right? Have you considered renting the rooms out to reduce the cost? Say RM900 for each room, while you occupy the master bedroom and absorb the maintenance fee, taxes, etc. Not the best way to do this, but its one way to achieve your dream...

@ineedadvice101 US is actually quite easy to layoff people. "At will" employment as they call it, the company just have to pay unemployment benefits if they fire without cause. The standard notice is two-week notice. this creates one of the most vibrant labour market. Easy to fire = company...