@duffy44 Hi….Couple of points here -:
1. Too many mutual funds so decrease it to 5 max , 1 small cap, 2 flexi Cap, nifty 50 Index fund , Nasdaq100 ETF or MAFANG ETF
2. Move FD money to MF since you are just 27 in next 12 months and increase it by 15% as your salary grow
3. Also don’t limit...