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  1. 7

    Buy a small ~$350k home full cash or have a 230k Mortgage on a $530k home?

    @thezman lol thanks! Healthy (small in nicu, but healthy) baby girl!
  2. 7

    Buy a small ~$350k home full cash or have a 230k Mortgage on a $530k home?

    @thezman Right. It’s unreal how little they pay a lot of PhDs and expect them to get by. I’m pretty blessed in mine, but I know some that only make like 12K. It’s not right to do someone, especially an international student, that way. And I’ll let you know lol. Having our second kid today...
  3. 7

    Buy a small ~$350k home full cash or have a 230k Mortgage on a $530k home?

    @derek1933 I’m a PhD student making 30K my wife stays at home with our toddler (and is about to have another) and runs our new travel agency and has made less than 5K in the first few months. Rent is $1,400/mo. We have wic on her and our toddler and they’re on Medicaid. I get student insurance...
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