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@tiglathpileser What city/state? Certain spots are super difficult to work with even without being young with a lapse. I have some guesses cuz $300+/month is high, it again that depends on location and the coverage you’re asking for. The lapse doesn’t help but doesn’t explain that premium.

@spencer5150 I’m usually against getting attorneys involved but this is a scenario where it’s probably a good idea. Applying 70% fault to someone on a bike that got left-turned at an uncontrolled intersection is fuckin ludicrous. If that’s the company’s directive to their adjusters, that’s a...