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@boopie My EPF deduction is naturally high as my basic + da component is more and it’s major part of my salary. VPF I might have hardly done some 30k each in starting 2 years (just to reach 1.5 L cap of IT saving) Yeah, I’m also thinking to increase MF SIP. NPS part is compulsory for me (it...

@sab I have a decent starting salary. But, growth is very minimal. Sure, will head to one of FIRE related sub. Thanks

@lahyormie Sure, will try do that

I'm 28M and married, started working from Jan-2020 (Approx. 4 years and 4 months). The savings i have done as of now Mutual Funds - 17.8 L (93% Equity, 7% Debt) Stocks - 4.5 L EPF - 13.1 L NPS - 6.7 L PPF - 1 L SGB - 1.2 L I want to be financially free ASAP (not to wait for monthly...