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@demorah39 What the CTO said is that the goal of the current government is to be completely cashless economy. Also, printing currency has a cost. They want to eliminate it. Intially, they will allow incentives, but once there is widespread adoption they will remove them like JIO did.

@demorah39 I was having a conversion with a CTO of a bank. He said that in order to move people to digital wallet, there will be incentives on loan payment. Let's say that you take a loan from a bank with a 10 % interest rate. Now if you use your e wallet for paying the loan, you will have to...