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    Income Protection Insurance is indispensable

    Firstly, I’m amazed how many financially savvy people don’t consider IP insurance. It’s one of the cheapest forms of insurance around (relative to the value), and for many people our future earning potential will be the greatest ‘asset’ we will ever own. I won’t dump the whole sob story, but I...
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    Landlord won’t pay back bond

    @karynstone From my brief reading, it would suggest she should also be reported to Consumer Affairs and the RTBA directly. Consumer Affairs can investigate and apply penalties to her (up to $11,538). VCAT can order her to return the bond.
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