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@planter Oh Vadodara 🥺 If you end up spending saved money, you need to invest or save in products having lock-in periods like NPS or PPF (for long terms 10-15 years at least). Maybe gold bonds (SGB) for short terms (lock in period is 8 years) . I do know MFs have lock in periods too but don't...

@mrdean36 Moreover which city are you living in? How come your maid expense is only 9k with so many maids? Please OP! Tell me 😂 I can nowhere see any kind of savjngs in the breakdown. You need to save atleast 20% of your salary. You have got to make some cuts here and there. Sudden...