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@alysiakgc208 The credit card will take at least 15 days to process and arrive. Maybe you can close the account within that time, but I doubt it. >15 days and

@blueblood That sounds like a solid idea. Just make sure the employees understand what you're trying to do before opening the account. One branch I visited straight up refused to look into it, while the other was overconfident that a FD-linked CC doesn't need a savings account. Oh also, you...

@blueblood You can but only after you open a savings account with Axis first. I tried doing what you described but that just wasted a month. The incompetent branch employees told me it's possible without a bank account, but then made me open one eventually. I speak from (harrowing) experience.

@blueblood You will need a full fledged savings bank account with Axis Bank with 15,000 average monthly balance to get a credit card. No way to get it against FD without that.

@knoton You can get a Flipkart card against FD. They will remove the lien on the FD after a year or so.