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@cosimnot better returns, but boy it hurts to take from the Roth knowing that you're probably losing 90x on that and you can't put it back, if you weren't maxing your Roth though it's definitely a more realistic option then a 10k 401k loan you pay back to yourself one thing to note is 6500 a...

@fullmoon people don't realize a non luxury car on average is 44k now. yes you can afford it. look into tax breaks on hybrids and look for 0% financing deals. If I was going to go full finance goblin I'd get a 1 year old 2023 Mitsubishi Outlander that people cashed the tax break in for at 17k...