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    TIL - If your tax rate at contribution and withdrawal is the same, your take home from pretax RRSP contribution is the same as TFSA at withdrawal

    @melsha ...and that tax rate is the effective tax rate, which takes into account things such as marginal versus average tax rate, effects on government credits and benefits, and clawbacks on GIS and OAS. As an example, at contribution time, the effective tax rate on the amount contributed to...
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