Search results

  1. J

    What’s the most tax efficient way to invest in stock in Switzerland?

    @sonofmatthew In that case you have to factor in the transaction costs from constant readjustment
  2. J

    ETF choice (world index - accumulating - fee max 0.25)

    @bookit https://thepoorswiss.com/distributing-vs-accumulating/
  3. J

    ETF choice (world index - accumulating - fee max 0.25)

    @ugojesus Accumulating is not a good choice if you live in Switzerland. Distributing would be a better choice.
  4. J

    What’s the most tax efficient way to invest in stock in Switzerland?

    @sonofmatthew It's worth optimizing but I don't know of a way to do that. Getting BKR is definitely not an optimization, rather a completely different portfolio strategy with much reduced diversification.
  5. J

    What’s the most tax efficient way to invest in stock in Switzerland?

    @cathya Yes my bad on the tax rate. You are correct.
  6. J

    What’s the most tax efficient way to invest in stock in Switzerland?

    @sonofmatthew Sorry I was wrong it's not 15% but indeed your income bracket % so let's say 35%. So indeed about 0.7% per year.
  7. J

    What’s the most tax efficient way to invest in stock in Switzerland?

    @asdfkasdf yes and paying taxes on dividends is still a very good deal compared to a regular income.
  8. J

    What’s the most tax efficient way to invest in stock in Switzerland?

    @asdfkasdf Very fair point. Are there ways to avoid taxes on dividends or dividends altogether?
  9. J

    What’s the most tax efficient way to invest in stock in Switzerland?

    @sonofmatthew Dividends are usually too low for this to matter. Average of 2% of your investment. Then apply 15% tax on that. Essentially it's 0.3% of your investment...
  10. J

    Looking for advice on what to do with 300K CHF

    @maxamir Just rent and invest in liquid, e.g stocks. You will be far richer in a few decades. That is, if you stay in CH.
  11. J

    Looking for advice on what to do with 300K CHF

    @dusts You can also pick and choose stocks if you know you can beat the market. I don't.
  12. J

    Any good performing active management fund in Switzerland?

    @michunt First of all no strategy is guaranteed. Second of all pre cost performance based on what? You are making these assumptions on last performance.
  13. J

    Any good performing active management fund in Switzerland?

    @bod2411 Yes and no. A lot of people including in this thread will tell you index overperform. This statement is based on past returns.
  14. J

    Months of expenses

    @angelj It's the first time I hear this after spending years reading on retirement target investing.
  15. J

    Months of expenses

    @johng3624 Yes I could stop working for 6.5 years with these savings, assuming zero growth. My retirement goal is to get to 30 so I still have a long way to go.
  16. J

    Any good performing active management fund in Switzerland?

    @rui Agreed. I only invest in passive. But it doesn't mean some active funds cannot outperform. It certainly can and always will.
  17. J

    Any good performing active management fund in Switzerland?

    @quant Note : I only invest in passive. Yes there are examples.
  18. J

    Months of expenses

    @lauriluillier Zero. I invest 100%. I only have 6 years of expenses covered though.
  19. J

    Any good performing active management fund in Switzerland?

    @strobertofsalzburg That's not true. Some funds vastly overperform. However choosing the right fund to invest it is the issue. You do know know which will overperform. Similar issue with stocks.
  20. J

    ETFs, Dividends, Taxation, is it still worth buying VT?

    @tobiahjude99 We should sticky this. It's a common question but also not super easy to understand at first.
Back
Top