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@qoheleth1 Look at whole life insurance. Typically gains 12-15% apr. and the best part he can borrow against it tax free and his money keeps growing. This is how the rich get richer and trust me it works and totally safe.

@basilbear76 Put it straight into a permanent whole life insurance policy. You will average gains of 12%/yr and not have to pay taxes on it. And also you can borrow up to 80% of it back from yourself with no set repayment date or rate and the loan is also non taxable and your full amount keeps...