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@driftless I agree. Even though I believe in my precept, I still get the insurance. I was self employed all of my adult life, or most of it, until high speed internet came along and my career changed. And that was without health insurance, even though I wanted to have it, I had a pre-existing...

@driftless There are small costs? You make a point, you really do, but unfortunately, the point is, if I I'm ever sick enough to really need the insurance, I'll lose my job anyway and I won't have insurance. (Sorry for the irony.)